Terms of Use

Effective date: April 6, 2026

1. About These Terms

These Terms of Use govern your access to and use of the KeyPay website located at https://keypay.pro.

By accessing or using the website, you agree to be bound by these Terms of Use. If you do not agree, you must discontinue use of the website.

2. Website Operator

The website is operated by:

KeyPay L.L.C-FZ
UAE-registered payment technology provider
Meydan Free Zone Business License No. 2648134.01 (activity: Payment Services Provider)
Address: Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai, U.A.E.
Email: partners@keypay.pro

KeyPay is the brand name used on this website.

3. Website Purpose And Scope

This website is provided for informational, marketing, and business inquiry purposes only.

The website is intended to help prospective business users learn about KeyPay, submit a business inquiry, and request contact regarding potential services, onboarding, consultation, or custom commercial discussions.

Unless expressly stated otherwise, the website itself does not provide:

• a public customer payment interface;
• a merchant dashboard or account portal;
• self-service account opening or activation;
• a binding commitment to provide products or services by virtue of website use alone.

4. Eligibility, Business Use, And Authority

You may use the website only for lawful purposes.

If you submit an inquiry on behalf of a business, you represent that you are authorized to provide the information submitted and to communicate with us in relation to that business.

5. No Offer, No Advice, And No Reliance

Content on the website is provided for general information only and does not constitute:

• legal advice;
• regulatory advice;
• tax advice;
• accounting advice;
• financial advice;
• a solicitation or recommendation addressed to any person in any jurisdiction where such communication would be unlawful;
• a binding offer to contract.

You are responsible for evaluating the suitability of any information on the website for your own circumstances and for obtaining your own legal, regulatory, tax, and commercial advice.

6. No Commitment To Onboard Or Provide Services

Any future business relationship, if any, remains subject to our internal review, eligibility criteria, due diligence, compliance controls, sanctions screening, onboarding requirements, contractual documentation, and applicable law and regulation.

Submitting an inquiry through the website does not, by itself:

• create a customer, merchant, fiduciary, advisory, agency, partnership, or contractual relationship;
• guarantee acceptance, onboarding, approval, or continued availability of any product or service;
• create any right to receive services in any jurisdiction.

7. Acceptable Use

You agree not to:

• use the website in violation of any applicable law or regulation;
• submit false, misleading, unlawful, defamatory, infringing, or abusive material;
• interfere with the operation, security, or availability of the website;
• attempt unauthorized access to the website, servers, code, data, or related systems;
• transmit malware, malicious code, bots, or abusive automated traffic;
• use the website for spam, scraping, phishing, harassment, or fraud;
• use the website in a manner that could damage our rights, operations, reputation, or technical infrastructure.

8. User Submissions And Communications

If you submit information to us through the website, you represent and warrant that:

• the information is accurate to the best of your knowledge;
• you are authorized to provide it;
• it does not violate any law, confidentiality obligation, or third-party right.

You should not submit passwords, payment card details, bank account credentials, or any sensitive information not reasonably required for a general business inquiry.

9. Feedback

If you provide suggestions, ideas, comments, or other feedback regarding the website or our services, we may use that feedback without restriction or compensation, subject always to applicable law and our obligations regarding personal data.

10. Compliance, Screening, And Right To Decline Engagement

We reserve the right, at our discretion and subject to applicable law and regulation, to:

• request further information;
• decline to respond to or proceed with an inquiry;
• suspend or restrict website interaction;
• refuse any potential onboarding or engagement;
• apply compliance, sanctions, fraud-prevention, risk, and eligibility controls.

11. Intellectual Property And Brand Use

Unless otherwise stated, the website and all materials on it, including text, design, layout, branding, graphics, source materials, and other intellectual property, are owned by or licensed to KeyPay L.L.C-FZ and are protected by applicable law.

You may view the website for your own lawful business use only. Without prior written consent, you may not:

• reproduce;
• republish;
• distribute;
• modify;
• create derivative works from;
• commercially exploit;
• reverse engineer;
• frame or mirror

any part of the website or its content, except to the extent permitted by mandatory law.

12. Third-Party Content And Links

The website may contain links to third-party websites, platforms, or services for convenience only. We do not control and are not responsible for third-party content, policies, security, or availability. Use of third-party resources is at your own risk.

13. Website Availability, Changes, And Suspension

We may update, amend, suspend, restrict, or discontinue any part of the website at any time, with or without notice. We do not guarantee that the website will always be available, uninterrupted, secure, current, or error-free.

We may also suspend or restrict access where reasonably necessary for maintenance, security, investigation, compliance, or protection of our legitimate interests.

14. Disclaimers

To the maximum extent permitted by applicable law, the website and all content on it are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory.

Without limitation, we do not warrant that:

• the website content is complete, accurate, or current at all times;
• the website will meet your specific requirements or expectations;
• the website will be free from defects, interruptions, delays, vulnerabilities, or harmful components.

Any reliance on website content is at your own risk.

15. Limitation Of Liability

To the maximum extent permitted by applicable law, KeyPay L.L.C-FZ, its affiliates, directors, officers, employees, agents, and service providers shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary loss or damage arising out of or in connection with:

• use of, or inability to use, the website;
• reliance on website content;
• delays, interruptions, errors, or security issues affecting the website;
• any third-party website or service linked from the website.

Nothing in these Terms of Use excludes or limits liability that cannot lawfully be excluded or limited.

16. Indemnity

You agree, to the extent permitted by applicable law, to indemnify and hold harmless KeyPay L.L.C-FZ, its affiliates, directors, officers, employees, and agents against claims, losses, liabilities, costs, and expenses arising from:

• your breach of these Terms of Use;
• your misuse of the website;
• content or information you submit through the website;
• your violation of applicable law or third-party rights.

17. Privacy And Cookies

Your use of the website is also subject to our Privacy Policy and any applicable website cookie notice. If there is any conflict between these Terms of Use and the Privacy Policy on privacy-specific matters, the Privacy Policy will govern to the extent of that conflict.

18. Governing Law And Jurisdiction

These Terms of Use shall be governed by the laws applicable in the Emirate of Dubai and the United Arab Emirates, taking into account the applicable framework of Meydan Free Zone and any mandatory legal or regulatory requirements.

Any dispute arising out of or in connection with these Terms of Use or the website shall be subject to the non-exclusive jurisdiction of the competent courts of Dubai, unless mandatory law requires otherwise or a competent authority has jurisdiction.

19. Updates To These Terms

We may amend these Terms of Use from time to time by posting an updated version on the website. The updated version becomes effective when posted unless another effective date is stated.

20. Contact

For questions regarding these Terms of Use, please contact:

KeyPay L.L.C-FZ
Email: partners@keypay.pro
Address: Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai, U.A.E.